Should I Buy It ?

Is this a

or a

A need is something that although you can live without, you feel it is necessary

A want id something that you desire to have, but life would certainly go on without it

Do you already have something similar?

This question helps you consider whether this upgrade is entirely necessary. Sometimes, we are mentally persuaded to make an on the spot purchase for something that will likely just be used once and then stored away. Consider whether you already have something that is comparable and that works. Over time you may find that self discipline when making purchases is more satisfying.

Am I going to tell your Spouse/Partner about this purchase?

We are firm in the belief that all purchases should be discussed with anyone you share finances with. These conversations MAY BE DIFFICULT at times. We may feel that some purchases are better not disclosed. Unfortunately, many have made the mistake of attempting to hide their spending habits. Often, they are found out. But even if not found it, there is a secrecy that is not healthy. So, be healthy. Have the difficult conversation before you make the purchase. Your relationship will improve as you openly and honestly discuss all purchases with your partner or spouse.

Can I borrow it from someone?

Some people just hate borrowing stuff from a family member or neighbor. We have become an increasingly sheltered society. We don’t like to go to our neighbors houses. We prefer to have it all on our own. Consider whether we can be a little more neighborly and share what we have, so that others may want to do the same in return.

Is this a Credit Card Purchase?

Your #1 goal should be to get out of consumer debt. You likely got into consumer debt by making purchases that didn’t have to be made. Sorry to be stubborn on this issue, but you should probably spend any loose change at paying down debt and award yourself when you are debt free.

Have I asked my Friends/Family about it?

If you are planning on making a large purchase, it is often wise to send out a text/tweet/facebook message before you pull the trigger. Often, someone in your social network will have recommendations for a cheaper option, a discount or will persuade you from the purchase. When making a large purchase (or small) it is nice to run it by someone else first.

Is this a soul or body improving purchase?

Tools are required to improve our souls and lives. If you are into yoga, you will need a yoga mat and equipment. If you are into meditation, you will need instructions. If you play sports, you may need a ball. If you are a runner, you need shoes and clothes. These are the types of purchases that increase our overall health and wellness and align us with the centers of our spirituality. We always recommend these purchases. As they increase our energy and often decrease our need for consumption.

Can I delay the purchase?

If you can delay a purchase for a month or two, it might be wise to do so. The longer you delay, the longer the lifespan of your current product. Sometimes when we delay, the desire to purchase goes away entirely. Try to stay away from emotional or trigger purchases.

Have I looked for a lower cost alternative?

Just because it is on Amazon, doesn’t mean it is the best price. Some prices are actually inflated on Amazon. Amazon doesn’t set the prices, individual sellers in the market place do. All you have to do is GOOGLE the item you want to purchase. You will see immediately if Amazon is the best price.

Is this purchase within my budget?

If you are making a purchase that is outside of your budget, you should sit down and reconsider whether the benefit outweighs the cost. It is more prudent, financially, to budget in for this purchase in next months budget. Than you have a cool down period to re-think what you are about to buy.

Can I get this product used?

Although used is not always better, some products are almost as good in used condition (golf clubs, vehicles, books). Check on ebay and your local thrift stores and Craigslist. Ask friends, neighbors or family if they have a used version of the product you are interested in. Often times a used product is just as reliable as a new one and you can get it for Half the Price or better.

Have I googled for discounts or coupons?

A lot of websites have free coupons online all the time. You can easily save 20% or more by doing one search.

Is this Toy or other Product that will end up at the Bottom of Storage Box?

Consider all of the items in your house that you never use. Never use means less than once a year. There are tons of these products. They are everywhere. If your purchase will be used once and then will wind up in the Goodwill sack, reconsider what you are about to do.

Moderation on Kids Toys:

We are really down on toys. Not that toys are bad, just that the over consumption of toys for kids is getting out of hand. A gift or two at Christmas and for a birthday are nice memories that can bring families together. Spontaneous purchases of toys that we buy in hopes that are kids will use them, is just not a good idea.

Are you stressed out or depressed?

Some people make emotional purchase to try to fill voids in their life. Maybe you are stressing out about relationships, jobs or life in general. If this is the case, we recommend taking a walk, talking to a counselor, communicating with a trusted friend. WE DO NOT recommend making purchases in this state of mind. This is where spending becomes addictive and negative.

Is this a selfish purchase?

Purchasing things for yourself is good. But when we become selfish about our consumption and forget about others, this is where we spending can become negative. So have you considered a friend in need? Have you looked at donating to a charity?

Is this a gift for someone else?

On a Balance, sometimes giving a nice gift that will improve a relationship is more important than the cost (within reason). So we allow you to remove some spending inhibition when you are doing it for someone else. Especially when this is an anniversary or birthday present.

Are you a cheapskate?

Nobody likes a cheapskate. So shake off your conditioned response to spending money and open your wallet a little.

Are you buying a book or educational material?

If yes, go for it.

Will buying this make you happy in the long run?

Think of the things you have purchased in your life. Out of these things, which of them do you still derive satisfaction from?

Will this purchase encourage outdoor/recreational activity?

Spending money on things that get you outside may boost your overall happiness and success. We recommend frisbees, hiking boots, camping gear, bicycles, anything that will keep you active and your mind fresh.

How Bad do you Really want to Buy this?

Think Before you Buy

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From Iphone to Google Pixel XL – My First Impressions

Just Bored of Iphones

Yes, In my recent past I am an Apple Junkie.  I’m the kind that doesn’t stand in line at the phone store when the new iPhone comes out, but I also don’t laugh at those that do.  I have developed Apps for the Itunes store and I have been loyal to the Brand.

But…….

I am Bored with Apple and the Iphone.  Period.  I am just bored of it.  I despise Itunes, think Apple TV sucks compared to ROKU and am over the apple product compatibility issues.

So, I decided to buy a Google Pixel XL:

Google Pixel XL Review

Google Pixel XL Review

Google Pixel XL Review

My First Impressions of the Google Pixel XL

1).  Look and Feel:  I am so used to having an IPHONE 6 that the Pixel XL seems a little large.  There are times when I have to use both hands.  One to hold the phone and the other to interact with it.  It looks great.  A beautiful phone:

Google Pixel XL Review

Here is a short video of the google pixel xl in my hand:

2).  I prefer google accounts to Apple Accounts:  I’m not sure if I can really specifically tell you why that I prefer to login to hardware devices with google accounts.  There is something SO FAMILIAR about logging in with google.  I just use it all of the time and am comfortable with it.  So, when the Google Pixel asked me for my Google Account information, I knew my login and passwords without 2nd thought.

3).  What about Facetime?  This is going to be the BIGGEST ISSUE for me with the Google Pixel.  I used facetime EVERYDAY.  Both on my Iphone and on my Mac Laptop.  It is part of me.  I am having withdrawals already.  Google came up with something called DUO?  Nobody uses it.  I sent out 5 invites yesterday and Nobody responded.  I hope that Google finds a way to incorporate and make a GOOGLE Hangouts compatible with their phone app. Because this one hurts:

Google Duo app

4).  What about Imessage and laptop phone texting?  Yes, this is another issue for me.  I use imessage on my mac laptop daily.   I researched a fix to this.  I found MIGHTY TEXT?  I have been using it.  It only allows 250 FREE messages per month.  So, I don’t know if it will stick on my phone and laptop but for now it works fine.  You just download the Mighty Text app to your phone and computer and it syncs to your google accounts.

mighty-text

5).  LOVE THE GOOGLE PIXEL XL CAMERA:  Wow.  This thing really blows me away.  I’m not an amateur photographer.  But I love to take and share photos (not on social media – I’m not a social media person).  Just privately with family and friends.

My First Impression with the Google Pixel XL Camera is that it takes awesome photos even into light (I was always disappointed in the Iphone’s ability to take photos directly into sunlight).

I have a Lemon Tree that draws energy from the sunlight coming into my office window:

google pixel xl camera review

google pixel xl camera review

I could not have taken this photo with my Iphone.

I have a painting on my wall of a Red Robin.  Look at the detail that the Google Pixel XL picks up:

google pixel xl camera review

Great colors and details.  Love the camera.

*Another Note on Google Pixel XL photos:  They Upload more quickly from the phone to the internet and from the internet to Social Media accounts and WordPress.  I don’t have statistics on this but I can see that it is the case.  I uploaded Iphone Photos the same time as Uploading Google Pixel XL photos and the XL photos uploaded at least 50% Faster.

6).  Battery Life:  Does this thing ever die?  Seriously.  I watch Youtube Videos on my commute.  With the iphone I would have been down at LEAST 20% on my battery life (when it was new). With the Google Pixel XL I was still at 92%.

7).  Headphone Jack:  Call me OLD Fashioned.  But I need a headphone jack.  I JUST DON”T LIKE BLUETOOTH HEADPHONES.  Sorry.  I didn’t mean to yell.  Thank you google for the opportunity to continue to use my old school, cheap headphones on the treadmill without worrying about bluetooth signals.

google pixel xl phone review

8).  Google Play Store:  I’m getting used to it.  I wish it was policed a little better so there wasn’t so much JUNK and HARMFUL apps.  But, I do like the interface.  You can see an app summary (Total downloads – ratings – etc) on the front page with the app you are downloading.  google pixel xl phone review

9).  Compatibility:  Yes.  I CAN Finally mirror my screen with ROKU.  I can finally DUMP ITUNES.  I just feel that there are more compatibility options with this google account android.  Can’t wait to keep exploring.

10).  The CLEAR ALL apps button:  I don’t know why iphone never allowed a user to clear all apps at once.  I’d sometimes spend 30 seconds removing my apps from background (The most severe of the First world problems).  Maybe Iphone has added this feature by now?

clear all button google pixel xl

Goodbye Iphone I’m not looking back.  Let me know when you come up with something innovating again and when you get rid of Itunes.

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